Arkwright Insurance http://www.arkwrightinsurance.co.uk Arkwright Insurance Brokers Thu, 23 Nov 2017 15:28:45 +0000 en-US hourly 1 https://wordpress.org/?v=4.8.4 http://www.arkwrightinsurance.co.uk/wp-content/uploads/2017/01/cropped-Akwright-Insurance-Website-Original-Logo-32x32.jpg Arkwright Insurance http://www.arkwrightinsurance.co.uk 32 32 Poisonous Gas Exposures & Commercial Landlord Responsiblity http://www.arkwrightinsurance.co.uk/poisonous-gas-exposures/ http://www.arkwrightinsurance.co.uk/poisonous-gas-exposures/#respond Tue, 26 Sep 2017 11:38:39 +0000 http://www.arkwrightinsurance.co.uk/?p=4058 Staying safe from toxic gases on the manufacturing floor The presence of toxic gas in a manufacturing environment is especially dangerous because the substances often exist in a confined space with limited escape paths. Workers on the manufacturing floor have the potential for exposure to many kinds of toxic gases, so it is important to […]

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Staying safe from toxic gases on the manufacturing floor

The presence of toxic gas in a manufacturing environment is especially dangerous because the substances often exist in a confined space with limited escape paths. Workers on the manufacturing floor have the potential for exposure to many kinds of toxic gases, so it is important to recognise warning signs to some of the most common types so you can act quickly if you suspect exposure.

 

Did You Know?

The world’s worst industrial catastrophe was a toxic gas leak in India. In 1984, the Bhopal disaster exposed more than 500,000 people to poisonous gas, killing between 3,000 and 10,000 workers and residents. In searching for the cause, experts discovered that a pesticide manufacturing plant had been leaking methyl isocyanate gas as well as other harmful toxins into the air and into the surrounding groundwater.

 

Poisonous gases can arise as a part of the production process, as a by-product during storage, or from maintenance and other confined space operations. While engineering controls exist in the plant to prevent against exposure, you should become familiar with the basics. Read about the following common toxic gases in the workplace, and notify your supervisor or manager if you suspect unsafe conditions or are experiencing any of the tell-tale symptoms.

 

Hydrogen Sulphide

  • Sources include pulp and paper manufacturing, rayon textile production, chemical and food manufacturing and waste disposal.
  • Low-concentration, short-term exposure symptoms include eye, nose and throat irritation, nausea, dizziness, difficulty breathing and headaches.
  • High-concentration, short-term symptoms are muscle cramps, low blood pressure, slow breathing and loss of consciousness.

 

Carbon Monoxide

  • It is present during any manufacturing process involving the burning of carbon-based fuels like gas and wood as well as in the meatpacking and chemical manufacturing industries.
  • The gas is colourless, odourless, tasteless and non-irritating, so the only warning signs may be headaches, vertigo or flu-like symptoms.

 

Solvents

  • There are many types of solvents, but common examples include paint strippers and degreasers.
  • Fumes affect the central nervous system, inducing dizziness, drowsiness, the inability to concentrate, confusion and headaches.
  • As with any workplace hazard, always be sure to wear the proper personal protective equipment (PPE) to prevent toxic gas exposure. With poisonous gases, you might not realise you are in danger until it is too late.

Letting commercial properties: what are landlord’s responsibilities?

A commercial property landlord responsibilities will differ from those associated with renting out residential property.  Both types of landlords should know and understand their responsibilities consists of and what to do in circumstances where they are not able to fulfill those responsibilities.

Gas and electricity

As a commercial or residential landlord, the gas and electrical safety will usually be your responsibility. You will need to ensure that a UK registered gas safe engineer and an electrical safety engineer inspect the property on a regular basis.  They would normally issue a certificate of inspection with dates and will include any word that needs doing to pass.

However, any gas appliances or electrical items supplied by the tenant will be their responsibility.

If you are a commercial landlord or a residential landlord and need a quote for landlord insurance, contact us on 01204 392 525 or email us at Quote@arkwrightinsurance.co.uk and we will do our best to find you the right policy at a fair premium

 

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7 Tips to Spot a Flood-damaged Car http://www.arkwrightinsurance.co.uk/7-tips-spot-flood-damaged-car/ http://www.arkwrightinsurance.co.uk/7-tips-spot-flood-damaged-car/#respond Thu, 21 Sep 2017 10:00:40 +0000 http://www.arkwrightinsurance.co.uk/?p=4051 The recent storms that have battered the United Kingdom have damaged more than 6,700 cars, according to industry estimates. While some of these vehicles may appear unaffected by the flooding, there could be hidden and costly damages. Therefore, if you are considering purchasing a used car, you need to be aware of the signs of […]

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The recent storms that have battered the United Kingdom have damaged more than 6,700 cars, according to industry estimates. While some of these vehicles may appear unaffected by the flooding, there could be hidden and costly damages. Therefore, if you are considering purchasing a used car, you need to be aware of the signs of flood damage. Use these seven tips to help you spot a flood-damaged car:

  1. Smell the interior of the car. While the car may have dried out, there could still be a musty, damp scent. In addition, the owner may try to mask the odour by using an abundance of air-freshener.
  2. Take note of the windows. If they have significant condensation on the inside, it is likely that there is still a great deal of moisture trapped in the upholstery and carpet.
  3. Remove and inspect the inside of the oil filler cap. If there is a whitish deposit, that means there is water in the engine.
  4. Start the engine and turn on the windscreen heater. If the windscreen steams up quickly and/or there is a peculiar odour, it is likely that there is moisture in the system.
  5. Check the airbag warning light. If the light does not go off after a few seconds, it is likely that there is a fault in the electrical system.
  6. Inspect the car light clusters for trapped water. You may want to rock the car to see if you can spot any water sloshing inside.
  7. Check to see which category (A, B or C) of an insurance write-off the car is listed under. If it is listed as A or B, the car is too dangerous to drive. This information should be recorded on the V5C registration document.

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