Non-Standard Home Insurance
What is non-standard home insurance?
Many home owners don’t consider their house as a Non-Standard property, however they may find out when it comes to getting home insurance. It can be quite hard to find affordable cover for homes that a Non-Standard nature. This is where we can help get you the right policy an affordable price due having strong relations with panel of top level insurers who specialise in Non- Standard insurance.
We can cover most of the Non-Standard risks such as:-
- Subsidence
- Floods
- Unoccupied properties
- Owners who have got previous convictions
- Owners with adverse claims
How do I know what makes my home as a Non-Standard property:-
- Timber or steel framed buildings
- Subsidence
- Criminal convictions
- Thatched roof
- Flat roof
- Flood risk areas
- Listed properties
If your home is a Non-Standard property, it is strongly possible you won’t be able to get a quote for a standard home insurance policy cover.
We can find a Non-Standard home insurance policy for the following types of homes:-
- Homes undergoing renovation
- Unoccupied homes
- Homes with high net-worth value contents
- Non-standard construction, including timber or steel-framed
- Country homes
- Barn conversions
- Holiday homes
- Properties with flat roofs
- Listed or period properties
- Properties affected by subsidence or flood
- Let properties
We can also provide you with a quote to cover your home if you have a conviction, unclear claims history, or have been previously declined insurance.
We can cover the following with our Non-Standard Home insurance policy:-
- Malicious
- Riot and impact
- Liability cover included as a standard for property owners
- Damage caused by theft or even attempted theft
- Public liability cover included as standard
- Damage caused by escape of water or oil
- Structural damage against landslip, subsidence or heave
- Your buildings and/or contents against perils such as fire, earthquake or explosion
