Road risk & Premises Combined - Arkwright Insurance
Road_Risk_Insurance

Road risk & Premises Combined

Road risk & Premises Combined

 

This type of insurance policy is for traders conducting trade from care sales forecourt, a service and repair garage or a valet station.  When motor traders conduct business from premises, road risk insurance cover may not always be the ideal option.  When opening a new business the trader will have to purchase tools and equipment to do the work.  The trader may also maintain certain levels of stock.  Trading from premises will bring additional risks to the building due to damage caused. 

 

This is when combined policy covers against damage caused to the property that is owned by the motor trader as well as their liability exposure. 

 

Combined policy can cover against the following:-

 

  • Liability – EL, PL, Products
  • Tools that is used for the purpose of working as a motor trader
  • Damage caused to the business premises where it is owned by the trader or is liable under the terms of lease for repairs.
  • Contents on the business premises e.g. plant, machinery, fixtures and fittings
  • Damage caused to the vehicles that are left on premises, whether this is stock or owned for personal usage.

 

Options available:-

 

  • Road risk cover
  • Public liability
  • Tools, buildings and equipment

 

This type of insurance policy is for traders conducting trade from care sales forecourt, a service and repair garage or a valet station.  When motor traders conduct business from premises, road risk insurance cover may not always be the ideal option.  When opening a new business the trader will have to purchase tools and equipment to do the work.  The trader may also maintain certain levels of stock.  Trading from premises will bring additional risks to the building due to damage caused. 

 

This is when combined policy covers against damage caused to the property that is owned by the motor trader as well as their liability exposure. 

 

Combined policy can cover against the following:-

 

  • Liability – EL, PL, Products
  • Tools that is used for the purpose of working as a motor trader
  • Damage caused to the business premises where it is owned by the trader or is liable under the terms of lease for repairs.
  • Contents on the business premises e.g. plant, machinery, fixtures and fittings
  • Damage caused to the vehicles that are left on premises, whether this is stock or owned for personal usage.

 

Options available:-

 

  • Road risk cover
  • Public liability
  • Tools, buildings and equipment

 

motor_trade_insurance