Bike Insurance

All about bike insurance

• Do I need to insure my bike?

  All motor vehicles running on the road are required by law to be covered by appropriate insurance. Bikers and their situations will vary greatly, so it's important to secure the right policy to cover them and their road usage. From hobbyists to daily commuters, young enthusiasts to older veterans, Arkwright is able to help find the best deal for the right price.

  Before you look at getting a quote for motorbike insurance, it will help to have the relevant information ready and available. This includes information about the make, model and engine size of your bike, the year it was made, its value when you bought it and any modifications that have been made to it.

  On top of that, you'll also need to state how long you've held your licence, and whether any additional riders will use the bike. It will also be necessary to provide details of any previous claims or convictions either you or your additional riders have had.

• What kind of insurance is available for motorbikes?

  Similarly with insuring other vehicles, there are three levels of cover to choose between for your bike insurance.

  • Third Party Only, which is the minimum requirement and cover you for any damage you cause to others.
  • Third Party Fire & Theft, which provides the same cover as above but also covers you if your bike is stolen or damaged by fire.
  • Comprehensive, which covers all of the above as well as damage and injury to you or your property if you're in an accident.

  If you're looking for a policy that will cover you for virtually everything, choosing Comprehensive cover is best advised. However, this will generally come at a higher premium compared to a Third Party Only policy.

• Common questions about motorbike insurance

  Can I carry passengers?
  Depending on how you wish to carry passengers, your policy can include pillion cover or sidecar cover. Pillion cover will allow you the option to carry one additional person seated behind you. Alternatively, if your motorbike is fitted with a sidecar, you'll be able to get cover for an additional passenger to go alongside insuring the modified structure.

  Can I transfer my car's no claims bonus to my bike?
  If you're making the switch from car to motorbike as your main vehicle, you may want to carry over the years of no claims bonus you've gathered and apply them to your new policy. This may be possible in some cases, but it's not a guarantee so you'll need to speak to us directly to clarify whether you can get a policy that might allow this.

  Can you insure a 16-year-old rider for a scooter or moped?
  16-year-olds who hold a provisional licence and have completed a Compulsory Basic Training (CBT) course are able to operate on the road, so insurance may be necessary. For more information on scooter or moped insurance for young riders, check out the respective Specialist Insurance pages for these products.

• Why choose Arkwright?

  Arkwright Insurance deals with a wide-ranging panel of insurers in the UK to find the best possible quote for the right policy that meets your needs. By using our online quote builder, we can provide you with an accurate quote as soon as you've provided us with the necessary details.

  We're dedicated to offering cheaper and more competitive bike insurance through our team of highly experienced individuals, and we'll aim to beat any quote you may have received elsewhere.

  For an instant bike insurance quote online, click the "Get a quote" button to use our online application. If you'd rather speak to one of our team directly, give us a call on 01204 392 525 and let us know about your motorbike for a tailor-made quote.

   

  To find out more about insurance for specific models of motorbike including classic or vintage bikes, quad bikes and mopeds, please select one of the Specialist Insurance options below.