Bike Breakdown Cover

About bike breakdown cover

• Arranging your bike breakdown cover

  The number of motorbikes on the road has almost doubled in the last two decades, making them one of the most popular methods of transport in the UK today. With more two-wheeled vehicles in operation, bike breakdown cover is necessary to make sure riders keep running smoothly with minimal disruption.

  Choosing the right breakdown cover for your bike, moped or scooter can help you to save money and give you peace of mind if you should ever need assistance. Everything from a damaged tyre to an engine failure can potentially be sorted at the side of the road, while you can get towed to a nearby garage for any issues that can’t be sorted there and then.

  You may already be offered breakdown cover alongside your bike insurance policy, making the process even easier and more streamlined. However, you may want to seek out a breakdown policy as a separate item. Either way, it’s important that you familiarise yourself with your policy documents to fully understand exactly what you’re covered for in any circumstances.

• Types of breakdown cover

  When it comes to finding the right breakdown policy, you’ll need to ask yourself exactly what you want to cover. You can choose between vehicle cover that specifically applies to your motorbike or personal cover that applies to you whether you’re a rider or passenger of any bike permitted by your policy.

  The level of cover you receive can also vary depending on what you want to pay for. You’ll generally get roadside assistance and recovery nationwide as standard, although this may vary from one insurer to another. On top of this, you’ll be able to choose additional extras like home start or European cover to provide assistance wherever you go.

  You may also choose to add cover that can provide help with continuing your onward journey if your bike breaks down far from home. In some cases, it may be necessary for you to arrange temporary accommodation overnight at a hotel or B&B. With onward travel cover as part of your breakdown policy, you may be able to rely on your insurer to reimburse you for the cost of a room overnight.

• Do I really need breakdown cover?

  There’s no obligation to get breakdown cover for your motorbike – the least you need is Third Party insurance. However, an additional policy for breakdown of your vehicle offer you the peace of mind of having a financial safety net in case anything goes wrong unexpectedly.

  With a breakdown policy in place, you have a reliable service at your disposal if you should ever need it. Whether your bike happens to break down on a remote country road or by the side of a busy motorway, your cover will allow you to call for assistance at any time with no additional cost and no hassle or fuss.

  If you don’t have breakdown cover in place, this simply means you’ll be on your own if you face any breakdown trouble. You may need to source a garage yourself to pick you up and carry out repairs, which will need to be paid for out of your own pocket. The ultimate aim of a breakdown policy is to eliminate the need for you to fend for yourself in a time of crisis.

• Choose Arkwright for your specialist insurance

  There are all kinds of breakdown cover available for motorbikes, but there’ll be one that’s ideal for you, your bike and your specific circumstances. Finding the right level of cover can make a big difference to you if your bike runs into any trouble while you’re out and about.

  Arkwright Insurance Brokers consult with a wide-ranging and diverse panel of insurance and breakdown specialists. That way, we’re certain we can provide you with the cheapest possible quote for a bike breakdown policy that matches you unique needs.

  Call Arkwright today on 01204 392 525 and speak to one of our expert team who can help you with finding excellent and affordable breakdown cover. Alternatively, you can get in touch with online by requesting a quote. Simply send us a few relevant details and we can do the rest.