Loading...

Listed Building & Grade II Property Insurance

Specialist insurance for properties of great importance

Buildings of historical, architectural or cultural significance can be granted listed status after it has been around for a significant period of time. Like with any other building, having appropriate insurance in place is vital to protecting the property.

If you own a listed building, Arkwright can help you to find an insurance policy that satisfies all your requirements whilst costing as little as possible.

Get a quote Retrieve a quote

About listed building insurance

  • What is a listed building?

    When a building becomes listed, it’s usually because it’s steeped in history and plays an important part in the aesthetic of its surroundings. Listed buildings are often older constructions that represent the architecture and culture of a time gone by. Many listed buildings also pre-date the First and Second World Wars, adding greater significance to them for surviving a turbulent period.

    If you live in or own a listed building, it will ultimately be your responsibility to make sure that it stays free from damage or decay, and to keep it as close as possible to its original state. As such, it will fall to you to restore the property to the way it was should it ever suffer any damage, wear and tear or erosion.

    To give you peace of mind, you may wish to take out an insurance policy to provide you with any financial assistance if you need to make repairs. Finding suitable property insurance for a listed building, however, can be a difficult task, as most standard home insurance policies will not have the right degree of specialism to cover a listed property.

  • How are listed buildings graded?

    Depending on where you are in the UK, grades for listed buildings will differ slightly. Each nation has its own body that is responsible for looking after the historical and environmental landscape, each with its own grading system to demonstrate a building’s importance or significance.

    In England, Historic England designate listed status on buildings, which they base on a number of factors. Buildings can be listed as one of three grades:

    • Grade I buildings belong to a very select group, with only 2.5% of all listed buildings in England having the top grade. These are buildings of exceptionally important interest, like iconic landmarks of towns and cities.
    • Grade II* buildings are of a particular interest, but not as deemed as significant as Grade I buildings.
    • Grade II buildings are the most common of all listed properties, being of some special interest. These are also the most likely type of listed buildings to be occupied by homeowners looking for a suitable insurance policy.

    These grades are largely the same in Wales, but applications for listed buildings are handled by Cadw – the Welsh government’s historic service. Historic Environment Scotland uses a similar grading system for buildings listed in Scotland.

    Over in Northern Ireland, buildings are graded A, B+, B1 and B2, with each of these corresponding to the English grades above. Local councils will consult the Historic Environment Division that is part of the Northern Ireland government.

  • Finding the right insurance

    Insurance providers will take a variety of different factors into account when insuring a listed building, potentially increasing the cost of a premium. Maintenance and preservation of these types of properties are paramount, which can prove to be costly especially when it comes to rebuilding or relying on specialist tradesmen to carry out restoration work.

    Because of this, you will need a specialist insurance provider who has extensive knowledge and experience of older properties. They will need to look at whether or not the building has been constructed to modern standards, as well as previous issues surrounding damp, drainage and subsidence. The greater the risks, the higher the premium will be.

  • Choosing Arkwright for your specialist insurance

    At Arkwright, we have an extremely diverse panel of specialist insurers that we consult with to find policies that match your particular requirements, so that we can present you with the cheapest possible option. Our team of brokers are standing by ready to take your call and discuss your insurance needs for your listed building.

    You can call us directly on 01204 392 525 and speak to one of our team to get the ball rolling straight away. Alternatively, click on the “Get a quote” button on this page to send us a few basic details of who you are and what insurance you require.

At Arkwright Insurance Brokers personal insurance service specific to you

Get a quote online, or call our helpful team

01204 392 525 Get a Quote Contact us

What Our Customers think

[select-review review_id='438']

Insuring with Arkwright

24/7 claims
phone line

Specialist insurance
tailored for you

First class
customer service

bo togel 5 bandar togel terpercaya sdtoto sdtoto 5 bandar togel terpercaya sdtoto sdtoto sdtoto sdtoto sdtoto sdtoto sdtoto sdtoto situs toto toto togel 4d toto slot login sdtoto toto slot login game toto slot sdtoto sdtoto situs toto login game toto togel sdtoto sdtoto toto slot login situs toto login toto macau login situs toto login sd toto sdtoto agen toto togel toto slot login game toto akun toto macau game toto togel toto macau login agen togel agen toto togel toto slot login situs toto login sdtoto sdtoto daftar game toto situs toto login agen darat togel sdtoto 5 bandar togel terpercaya toto macau login 5 bandar togel terpercaya sdtoto sdtoto game toto sdtoto game toto sdtoto situs toto login sdtoto sdtoto daftar toto slot login sdtoto toto macau login toto slot login asia togel login akun toto macau sdtoto sdtoto sdtoto login sdtoto sdtoto login toto slot login sdtoto masuk toto sdtoto masuk toto login masuk toto sdtoto login sdtoto sd toto sdtoto sdtoto sdtoto sdtoto login 10 situs slot terbaik sdtoto sdtoto sdtoto sdtoto sdtoto 5 bandar togel terpercaya sdtoto login game toto sdtoto sdtoto situs toto situs toto sdtoto sdtoto sdtoto sdtoto sdtoto slot sdtoto sdtoto login sdtoto login game toto slot sdtoto sdtoto sdtoto sdtoto sdtoto sdtoto login sdtoto sdtoto slot sd toto sdtoto sdtoto sdtoto sdtoto sdtoto login sdtoto login sdtoto sdtoto login toto slot88 sdtoto login sdtoto