Property Insurance Quote

1Your Property

2Your Details

3Your Quote

4Additional Details

5Payment

About the property
Please take care to answer all the questions honestly and to the best of your knowledge. Failure to do so could effect your level of cover, amount payable, your policy cancelled or any claims that you make rejected.
Is the property to be insured your main place of residence and will it be occupied solely by you, your partner and family members?*
- Yes
- No
Do you require insurance because:*
House Name or Number*
Street*
Town*
Postcode*
What type of property is this?*
Please select the closest description of your home from the drop-down menu. If the type of property is not listed, please choose the closest description, or, if you are unsure, please call us.
Is the property situated more than 400 metres from any river, sea or watercourse?*
- Yes
- No
Is this a listed building?*
What year was the property built?*
Specify the approximate year if you do not know the exact year that the property was built. Alternatively, the valuation report on the property (which would have been made when you bought the property) will contain an exact year.
How many rooms does the property have?*
Please enter a value greater than or equal to 1.
Please tell us how many rooms there are in the property, including kitchens, bathrooms and bedrooms, but excluding cupboards and hallways.
How many bedrooms does the property have?*
Include all rooms originally built as, or now used as, bedrooms.
How many bathrooms does the property have?*
How was the property built?*
What are the external walls built with?*
What is the roof made of?*
What percentage of the roof is flat?*
Is the property furnished?*
- Yes
- No
Is the property in a good state of repair and free from flood, subsidence, heave, landslip, tall trees and neighbouring subsidence?*
- Yes
- No
Unfortunately based on the answer given we cannot provide a quote online. Please call us on 01204 392 525 where an advisor will get you a quote over the phone.
Is there any building work in progress?*
- Yes
- No
Is the value of the work being carried out over £25,000?*
- Yes
- No
Unfortunately based on the answer given we cannot provide a quote online. Please call us on 01204 392 525 where an advisor will get you a quote over the phone.
About safety and security
Is a burglar alarm installed?*
Approved and Maintained The intruder alarm in your home must be approved, inspected and serviced annually through a service contract with an approved organisation such as the National Approval Council of Security Systems (NACOSS). Telephone Link Select this option if your alarm is linked to either the local police station or a security service. DIY Alarm Select this option if your alarm was not installed by a qualified alarm fitter.
Does the property have operational smoke detectors?*
If you would like your local fire brigade to perform a free home safety check, please click here to request one. The above link will take the user to the following website: http://www.direct.gov.uk/en/HomeAndCommunity/InYourHome/FireSafety/DG_10030963
Is the property fitted with five-lever mortice deadlocks on all final exit doors, and key-operated window locks on all ground level windows and accessible upper floor windows?*
- Yes
- No
The main access door should be fitted with a mortice deadlock of at least five levers or a rim deadlock. Either should conform to the British Standard BS 3621. If the door is of Aluminium/UPVC construction then it must be fitted with a multi-point locking system which incorporates a lever or cylinder deadlock, capable of being secured by a key from both sides. All windows, fanlights and roof lights that can be accessed without the use of a ladder, and that can be opened, should be fitted with key-operated window locks.
Is the property covered by a Home Watch scheme?*
- Yes
- No
Select Yes if you belong to a police-approved Home or Neighbourhood Watch scheme.
Living in and Use of the Property
Do you own or rent the property?*
If you rent the property, then you can only get a quote for contents insurance.
Are you a first-time buyer?*
- No
- Yes
What type of tenant do you have?*
What type of Tenant(s) Occupy the property?*
Is the property let to DSS/students?*
When is the property normally occupied?*
If your property is left unoccupied for more than 30 continuous days, please select the Lengthy Unoccupancy option.
How many days in a row is the property left empty (e.g. holidays)?*
How many adults live at this address?*
How many children live in the property?*
How many tenants occupy the property?*
Is the property let to asylum seekers/refugees?*
- Yes
- No
Is the property professionally managed?*
- Yes
- No
Is the property let on an assured, shorthold tenancy of min 6 months?*
- Yes
- No
Does anybody in the property smoke?*
- Yes
- No
Is the property used in connection with any business?*
- Yes
- No
Is the business use solely clerical with no employees or visitors?*
- Yes
- No
Do you have a mortgage?*
- Yes
- No
Mortgage Provider Details
The name of mortgage provider*
The account number of the mortgage*
Building number or Building Name*
Street*
Town*
Postcode*
Your Cover
When would you like your insurance policy to begin?*
Have you ever been refused home insurance, or ever had an insurance policy voided or cancelled?*
- Yes
- No
Unfortunately based on the answer given we cannot provide a quote online. Please call us on 01204 392 525 where an advisor will get you a quote over the phone.
What type of cover do you require?*
Buildings Cover
What is the estimated rebuilding cost of your property?*
Please enter a value greater than or equal to 1.
Please enter the total rebuilding cost of the property (not the current market value). If you have a recent surveyor's report, you may find this there. You can find a useful guide to suggested sums insured at: http://abi.bcis.co.uk.
Do you require accidental damage cover?*
- Yes
- No
Standard cover normally provides protection against: • fire, explosion, storm or flood • theft, attempted theft or vandalism • escape of water or oil • subsidence, heave or landslip • freezing or bursting of the plumbing installation • accidental breakage of fixed glass and sanitary ware • cost of temporary alternative accommodation if your home is uninhabitable following damage covered by the policy. Accidental damage cover (in addition) offers protection against damage to the building that occurs suddenly as a result of an unexpected and non-deliberate external action.
What level of voluntary excess are you willing to accept in return for a possible premium reduction?*
This is the amount of any claim that you agree to pay in addition to any compulsory excess imposed by the insurer.
Have you held buildings insurance within the last three months?*
- Yes
- No
If you have previously held building insurance, you may be entitled to a No Claims Discount. Your No Claims Discount entitlement can be found on your renewal notice if you have one. The No Claims Discount must have been earned in the UK on a household policy in your own name. No Claims Discount can only be applied to one policy and must be no more than three months old.
How many continuous years have you held claims free buildings insurance?*
When does your previous buildings policy expire?*
Contents Cover
How much would you like to insure your household contents for?*
Please enter a value greater than or equal to 0.
Please enter the total replacement cost of everything inside your home (*). The contents sum insured should be sufficient to replace all the items within your home at today's new prices if they were destroyed by a fire. If the sum insured is underestimated, this could affect any future claim settlement. (*).excluding permanent fixtures and fittings, plumbing etc. - these should be insured under the buildings section.
How much cover do you require for personal belongings outside the property?*
This covers your personal belongings (for example: jewellery, watches and cameras) that you wear or take away from the home in everyday life. There are likely to be limits on valuable items. This amount does not include money and credit cards, which will be covered separately.
Do you require accidental damage cover?*
- Yes
- No
Standard cover normally provides protection against damage to contents caused by: • theft, attempted theft or vandalism • fire, explosion, storm or flood • escape of water or oil In addition, the following are also covered: • accidental damage to home electronics • accidental breakage of glass in furniture • spoilt freezer contents (*) • contents in the garden (*) • replacement of locks if key stolen (*) (*) up to the policy limit for this item Accidental damage cover (in addition) offers protection against damage to the contents as a result of an unexpected and non-deliberate external action.
What level of voluntary excess are you willing to accept in return for a possible premium reduction?*
This is the amount of any claim that you agree to pay in addition to any compulsory excess imposed by the insurer.
Have you held contents insurance within the last three months?*
- Yes
- No
If you have previously held contents insurance, you may be entitled to a No Claims Discount. Your No Claims Discount entitlement can be found on your renewal notice if you have one. The No Claims Discount must have been earned in the UK on a household policy in your own name. No Claims Discount can only be applied to one policy and must be no more than three months old.
How many continuous years have you held claims free contents insurance?*
When does your previous contents policy expire?*
Do you require cover for any individual item, worth £2,000 and over, in your home?*
- Yes
- No
Please list items of high value, i.e. £1000 and over, that require cover inside of your home. For example: jewellery, precious stones, watches, clocks, photographic equipment, binoculars, telescopes, televisions and audio equipment, furs, items made of gold, silver and other precious metals, musical instruments, guns, pictures and works of art, including stamp and coin collections. If you require cover for an item worth £1000 and over that is outside your home, please answer Yes to the question above and add it as a 'high value item outside your home'.

Specified Contents Item*

Item Category	Item Description	What would it cost to replace this item (if possible) or what is the current value of it?
Item Category	Item Description	What would it cost to replace this item (if possible) or what is the current value of it?	Add another Specified Contents Item Remove this Specified Contents Item

Please enter a detailed description of this item. For example: â€¢ for a laptop, include the make, model and serial number; â€¢ for a cycle, include the make, model, colour and frame number; â€¢ for an item of jewellery, include a description of the design, the type of metal, the colour and any carat value.

Do you require cover for any individual item outside your home?*
- Yes
- No
Please list all single items of clothing and other possessions worth over £1000 that are worn or carried and belong to you, your family or someone for whom you are legally responsible. This does not include money, credit cards and items used for business purposes.

Item*

Item Category	Item Description	What would it cost to replace this item (if possible) or what is the current value of it?
Item Category	Item Description	What would it cost to replace this item (if possible) or what is the current value of it?	Add another Item Remove this Item

Claims History
Have you made any household insurance claims in the last five years?*
- Yes
- No

Claim*

When was the claim made?	Claim Description	What type of claim was it?	What was the value of the claim?
When was the claim made?	Claim Description	What type of claim was it?	What was the value of the claim? Please enter a value greater than or equal to 1.	Add another Claim Remove this Claim

Insurance Payment Method
How did you pay for your previous insurance?*
- Pay in full
- Direct Debit

Please take care to answer all the questions honestly and to the best of your knowledge. Failure to do so could effect your level of cover, amount payable, your policy cancelled or any claims that you make rejected.
Your Personal Details
Title*
First Name(s)*
Surname*
Gender*
- Male
- Female
Date of Birth*

Please enter the date in the format DD/MM/YYYY, e.g. 21/01/1975.
Have you been a permanent resident of the UK since birth?*
- Yes
- No
When did you become a UK resident?
Marital Status*
Contact Information
Is the contact address the same as the property to be insured?*
- Yes
- No
House name or number*
Street*
Town*
Postcode*
What type of property is this?*
Daytime telephone number*
Please remember to include your STD area dialling code, e.g. 0207
Evening or mobile phone number*
For landlines, please remember to include your STD area dialling code, e.g. 0207
Email address*

This email address may be used to contact you about this quote.
Employment Information
What is your employment status?*
What is your occupation?*
Please enter your job description. This will generate a list from which you can select the most appropriate description. For example: If you work in a call centre, you should enter Telesales Person or Customer Advisor. NB: If you have entered only part of your job description and you are unable to find your job in the list, please enter more characters to refine the list.
What is your employer's business? e.g. Retailing*
Please enter a description of your employer's general area of business. This will generate a list from which you can select the most appropriate description. For example: If you work in a high street shop, you should enter Retailing. NB: If you have entered only part of your employer's business and you are unable to find the correct business in the list, please enter more characters to refine the list.
Your business type*
Please enter a description of your general area of business. This will generate a list from which you can select the most appropriate description. For example: If you work in a high street shop, you should enter Retailing. NB: If you have entered only part of your business and you are unable to find the correct business in the list, please enter more characters to refine the list.
Line of Business*
Please enter a description of your general area of business. This will generate a list from which you can select the most appropriate description. For example: If you work in a high street shop, you should enter Retailing. NB: If you have entered only part of your business and you are unable to find the correct business in the list, please enter more characters to refine the list.
Do you have a Part-Time or an Additional Job?*
- Yes
- No
Part-time Employment Information
What is your part-time employment status?*
What is your part-time occupation? e.g. Sales Manager, Computer Programmer or Plumber*
Please enter your part-time job description. This will generate a list from which you can select the most appropriate description. For example: If you work in a call centre, you should enter Telesales Person or Customer Advisor. NB: If you have entered only part of your job description and you are unable to find your job in the list, please enter more characters to refine the list.
What is your part-time employer's business? e.g. Retailing, Insurance or Building Trade*
Please enter a description of your part-time employer's general area of business. This will generate a list from which you can select the most appropriate description. For example: If you work in a high street shop, you should enter Retailing. NB: If you have entered only part of your employer's business and you are unable to find the correct business in the list, please enter more characters to refine the list.
What is your part-time business type? e.g. Retailing, Insurance or Building Trade*
Please enter a description of your part-time general area of business. This will generate a list from which you can select the most appropriate description. For example: If you work in a high street shop, you should enter Retailing. NB: If you have entered only part of your business and you are unable to find the correct business in the list, please enter more characters to refine the list.
What is your part-time line of business? e.g. Retailing, Insurance or Building Trade*
Please enter a description of your part-time general area of business. This will generate a list from which you can select the most appropriate description. For example: If you work in a high street shop, you should enter Retailing. NB: If you have entered only part of your business and you are unable to find the correct business in the list, please enter more characters to refine the list.
Do you want to include another person (e.g. joint policy owner)?*
- Yes
- No
Joint Policyholder
Title*
First name(s)*
Surname*
Gender*
- Male
- Female
Date of Birth*

Please enter the date in the format DD/MM/YYYY, e.g. 21/01/1975
Have they been a permanent resident in the UK since birth?*
- Yes
- No
When did they become a resident?*
Marital Status*
Their relationship to you*
Employment Information
What is their employment status?*
What is their occupation?*
Please enter their job description. For example: If they work in a call centre, you should enter Telesales Person or Customer Advisor.
What is their employer's business? e.g. Retailing*
Please enter a description of their employer's general area of business. For example: If they work in a high street shop, you should enter Retail.
What is their business? e.g. Retailing*
Please enter a description of their general area of business. For example: If they work in a high street shop, you should enter Retail.
What is their line of business?*
Please enter a description of their general area of business. For example: If they work in a high street shop, you should enter Retail.
Do they have a Part-Time or an Additional Job?*
- Yes
- No
Part Time Employment Information
What is their part-time employment status?
What is their part-time occupation? e.g. Sales Manager, Computer Programmer or Plumber
Please enter their part-time job description. This will generate a list from which you can select the most appropriate description. For example: If they work part-time in a call centre, you should enter Telesales Person or Customer Advisor. NB: If you have entered only part of their part-time job description and you are unable to find their job in the list, please enter more characters to refine the list.
What is their part-time employer's business? e.g. Retailing, Insurance or Building Trade*
Please enter a description of their part-time employer's general area of business. This will generate a list from which you can select the most appropriate description. For example: If they work part-time in a high street shop, you should enter Retail. NB: If you have entered only part of their part-time employer's business and you are unable to find the correct business in the list, please enter more characters to refine the list.
What is their part-time business type?*
Please enter a description of their part-time general area of business. This will generate a list from which you can select the most appropriate description. For example: If they work part-time in a high street shop, you should enter Retail. NB: If you have entered only part of their part-time business and you are unable to find the correct business in the list, please enter more characters to refine the list.
What is their part-time line of business?*

Property Insurance Quote

About the property

About safety and security

Living in and Use of the Property

Mortgage Provider Details

Your Cover

Buildings Cover

Contents Cover

Claims History

Insurance Payment Method

Your Personal Details

Contact Information

Employment Information

Part-time Employment Information

Joint Policyholder

Employment Information

Part Time Employment Information